brunswick state bank interest rates
STEP UP TO A GREAT RATE!!!
The Brunswick State Bank is offering one-time step up certificates of deposit for
24 months or 36 months at competitive rates.
This is a limited time offer subject to a minimum deposit of $2,500.
Interest rate and APY* are subject to change at the customer's option on or after the first anniversary date. Withdrawals may affect earnings. Penalty for early withdrawal applies. APY* is accurate as of the date posted below.
*Annual Percentage Yield
Call us for details!
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**Rates are updated weekly. Please click on your browser refresh button to be sure you are viewing the most current information.**
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These interest rates and annual percentage yields are effective as of ...9/3/2010.
A Certificate of Deposit renewing within seven days following this effective date will earn rates as stated below. A Certificate of Deposit may be redeemed without penalty during a 10 day grace period following the date of maturity. Rates may change at any time during the week for new Certificates of Deposit. You may call the Brunswick State Bank at 402-842-2435 or 1-888-393-7945 to obtain current rate information. The minimum balance to open a Certificate of Deposit is $1,000.00. Interest is calculated on the daily balance of the certificate. The Annual Percentage Yield (APY) assumes quarterly compounding of interest. Withdrawal of accumulated interest will reduce future earnings. A Certificate of Deposit is subject to an early withdrawal penalty if redeemed before maturity.
| Principal Balance less than $2500 | Principal Balance $2500 or more | |||
| Term | Interest Rate | APY | Interest Rate | APY |
| 3 Months | 0.30% | 0.30% | 0.55% | 0.55% |
| 6 Months | 0.80% | 0.80% | 1.05% | 1.05% |
| 9 Months | 0.85% | 0.85% | 1.10% | 1.10% |
| 12 Months | 1.15% | 1.15% | 1.40% | 1.41% |
| 18 Months | 1.15% | 1.15% | 1.40% | 1.41% |
| 24 Months | 1.45% | 1.46% | 1.70% | 1.71% |
| 30 Months | 1.55% | 1.56% | 1.80% | 1.81% |
| 36 Months | 1.75% | 1.76% | 2.00% | 2.02% |
| 48 Months | 2.05% |
2.07% | 2.30% | 2.32% |
| 60 Months | 2.25% | 2.27% | 2.50% | 2.52% |
| Interest Rates on Non-Time Deposit Accounts | ||||
| Average Daily Balance less than $40,000 | Average Daily Balance $40,000 or more | |||
| Type of Account | Interest Rate | APY | Interest Rate | APY |
| NOW account | 0.75% | 0.75% | 1.25% | 1.26% |
Savings account |
0.75% | 0.75% | 1.25% | 1.26% |
| MMDA account | Average Daily Balance less than $20,000 1.00% |
1.00% |
Average Daily Balance $20,000 or more 1.50% |
1.51% |
The minimum balance required to open a NOW account or an MMDA account is $1,000.00.
The minimum balance required to open a Savings account is $10.00.
The average daily balance of an MMDA account must exceed $500.00 during a month to earn any interest.
The average daily balance of a Savings account must exceed $25.00 during a calendar quarter to earn any interest.
Interest is calculated on the average daily collected balance for non-time deposit accounts. The APY for NOW, MMDA, and Savings deposits assumes monthly compounding. Withdrawal of accumulated interest will reduce future earnings. Fees could reduce earnings. Rates are subject to change after account opening.
| Individual Retirement Account Interest Rates | |||
| Interest Rate | APY | ||
| 6 Month Certificate of Deposit | 1.24% | 1.25% | |
| 18 Month Certificate of Deposit | 1.59% | 1.60% | |
| 36 Month Certificate of Deposit | 2.18% | 2.20% | |
| Time Deposit Open Account | September | 1.50% | 1.51% |
Rate on the Time Deposit Open Account is subject to change after account opening. Fees could reduce earnings.
| Health Savings Account Interest Rates | |||
| Interest Rate | APY | ||
| Time Deposit Open Account | September | 1.50% | 1.51% |
The minimum balance required to open a Health Savings Account is $100.00. Rate on the Time Deposit Open Account is subject to change after account opening. Fees could reduce earnings.
Member FDIC