Frequently Asked Questions

If you are unable to get your questions answered here, don’t hesitate to give us a call. We would be glad to explain anything you need to know about Brunswick State Bank or our services.

Brunswick State Bank - 888-393-7945
Brunswick Office - 402-842-2435
Winnetoon Office - 402-847-3223

What Is Internet Banking?

Brunswick State Bank Internet Banking is a free and convenient way to access your accounts without going to the bank. Internet Banking is available to you from your home or office 24 hours a day, 7 days a week, just by using your computer, or use BSB’s Mobile App on your Smart Phone.

What Can I Do With Internet Banking?

You can access your checking, savings, line of credit, certificates of deposits, or loans to verify balances, view transactions, *transfer money between accounts, and export information to your personal financial software. It also has a Bill Pay option for paying your bills. A Popmoney option is available to pay your friends, coworkers, babysitters etc. using your Smart phone with the recipients email address or phone number. Brunswick State Bank has Transfer Money also. This feature allows you to *transfer your money between accounts at separate banks.

*Some restrictions apply to transfers (ask our Financial Services Representatives for clarification).

What Is Bill Pay?

Bill Pay is a FREE service available to you to pay all your bills online. No more writing checks and no more trips to the post office. Just login, tell us who you want to pay, how much, and when. It's that easy. You can pay individual bills, or schedule regular payments. Additional services within Bill Pay are Transfer Money (which is also a Free Service) and Popmoney (a minimal fee applies). It's all part of our continuing effort to provide you with the most complete banking services available. Forgot to pay a bill? Bill pay offers a “rush payment” option for an additional fee.

Features:

  • Pay Bills - make a one-time payment or set up a recurring payments Payment Calendar - displays scheduled and processed payments
  • Email Alerts - remind you of due dates and notify you when your payments have been sent
  • Payment History - access up to 7 years of payment history and view transaction detail
  • Merchant Accounts - add, modify, or delete account information for individuals or companies (e.g. set up accounts for: utility companies, credit cards, loan payments, friends, relatives, etc.)
  • Transfer Money – transfer money between accounts at separate banks.
  • Popmoney – pay people with their email address or phone number.

Is Internet Banking Private And Secure?

Yes. Brunswick State Bank has incorporated state-of-the-art security into its Internet Banking to ensure both privacy and security. We require passwords, data encryption, firewalls and internal security procedures.

What Is Data Encryption?

128-bit electronic data encryption provides privacy for the data flowing between your computer and the bank's online server. It prevents outsiders from reading the information.

What Can I Do To Protect Myself?

Your User ID and Password provide one of the most important security features for Internet Banking. You can select and change your password at any time preventing unauthorized online access to your accounts.

Other Security Procedures:

Keep your web browser software up-to-date to take advantage of the latest security enhancements.

Take precautions to keep your computers free from viruses that might be used to capture password keystrokes or send information from your hard drive.

Please be careful where you choose to do your Internet Banking and what you do with your transaction data.

Free WIFI is not secure, please don’t log into online banking with free WIFI.

If you get an unexpected web page or email asking you for your debit card, password or account information, DO NOT disclose this information. Contact the bank for further instructions. The Brunswick State Bank does not ask for or verify account information through email or other web pages. If you are not sure about the request or if the website doesn’t seem right, call us first.

It is a good idea to shred printouts of your account information before discarding them.

Who Do I Contact If I Have Problems Or Questions?

Brunswick State Bank - 888-393-7945

Brunswick Office - 402-842-2435 or Winnetoon Office - 402-847-3223

How Do I Get Started?

If you have an account with Brunswick State Bank, you will need to visit our website at http://www.brunswickstatebank.com. Click on the Online Enrollment button in the upper right hand corner. This will take you to the disclosure page. After reading through this information you will have the ability to Accept Personal or Commercial Online banking or Decline. If you Accept the Personal or Commercial Online banking, you will be able to fill out and submit the Enrollment Form and Apply for Bill Pay, if you so desire. Once we receive the email with your Enrollment Form, we will mail two separate letters to you. One letter will have a disclosure and your User ID. The other letter will have your password. Once you have received both letters please go back to our website http://www.brunswickstatebank.com and input your User ID. Login and put in your password. You will be required to create a new User ID and Password and answer security questions. This will make your access to your account information secure. You will be required to change your password every 90 days. If you have any questions regarding this process, give us a call and we will walk you through it.

How Long Will It Take To Get Setup For Online Banking?

The User ID and Password will be assigned and mailed to the customer within 3-5 days in two separate letters.

Mobile Banking Advantages

Mobile Banking is available 24 hours a day, 7 days a week on phones. You have access to important account information and functions - day or night - whether you are at home, at work or traveling.

(Please log into Internet Banking before logging into Mobile Banking and verify your username only contains acceptable characters. Changes can be made under Services - Change Info & Change Password.)

Security

Mobile App Banking and Mobile Browser Banking are secure.

Password required each time you log in.

Uses the same multiple layers of security as Online Banking.

Text Banking security

Displays account nicknames that you set, not account numbers.

No personal information is sent or displayed.

Enrollment

Download our Mobile App

The app can be found by searching your smartphone’s application store, either the Apple App Store or Google Play. Once downloaded, simply use your Online Banking credentials to log in. The Apps are located on our Home Page as well.

Do I need to be enrolled in Online Banking to use Mobile Banking?

Yes.

Do I need to sign up for Mobile Banking?

You do not need to enroll for Mobile Banking, unless you plan to use the Text Banking option.

Log in to Online Banking to enroll for Text Banking.

Is there a wait period to use Mobile Banking?

There is no wait period.

For the Mobile Banking App: Once you have downloaded and installed the app, simply log in using the same user ID and password used for Online Banking.

For Mobile Browser Banking: From your mobile browser, login to Online Banking at www.brunswickstatebank.com using the same credentials.

For Text Banking: Users will initially log in to Online Banking to enroll for Text Banking, then follow the on-screen prompts to begin using our Text Banking service right away.

Do I need a new username or password?

No. Use the same Online Banking user ID and password. If you change your Online Banking password, the Mobile Banking password will automatically change as well.

What if I lose a mobile device?

You can deactivate the device by following these steps:

Login to Online Banking and access Mobiliti preferences.

Locate the phone number and select the option ‘Stop using this device for Mobile Banking.’ Or call us at 888-393-7945

Q&As

Is Mobile Banking Free?

Yes, our Mobile Banking service is free. However, fees apply for Popmoney (person-to-person payments) and Mobile Deposit Capture made through Mobile Banking App.

Message and data rates may apply.

How do I set up alerts?

It’s easy. Just log in to Online Banking and set your alert preferences.

Can I add new payees from Mobile Bill Pay?

No. To add a new payee to your list, log in to Online Banking Bill Pay through a web browser.

Do I need to sign up for Mobile Deposit?

Yes, go to our Home Page www.brunswickstatebank.com fill out the Mobile Deposit Enrollment listed underneath the User ID.

Is there a Fee for Mobile Deposit?

Yes, $.50 per deposit. Only one check per deposit.

How should I endorse a Mobile Deposit check?

Be sure that the back of the check is endorsed, as usual, and include the words ‘Mobile Deposit Only’ to identify the check as a Mobile Deposit. An improper endorsement will be Rejected.

What is the cutoff time for Mobile Deposit?

1:45 P.M. CST.

When will I be able to view my Mobile Deposit?

You will be able to view your deposit after 3:00 P.M. as long as it was deposited prior to 1:45 P.M. that day.

When are funds available from a Mobile Deposit?

Funds from Mobile Deposits are generally available on the next business day after the day it is received, just like any deposit.

What if I don't see my Deposit?

If Brunswick State Bank rejects the Deposit it is moved to REJECT status on the Deposit History Screen. The status on the Deposit History Screen will be the only notice the user will receive if a deposit is rejected after submission.

What should I do with the paper check after a deposit?

We recommend securely storing the check for 14 business days, then destroying the original paper check.

What types of checks can be deposited?

Any check drawn from a U.S. financial institution can be deposited. The following items cannot be deposited:

  • International checks.
  • U.S. saving bonds.
  • Postal money orders
  • Travelers Checks.

What dollar limits apply to Mobile Deposit?

You may make any number of Mobile Deposits with a limit per check and a daily limit of $5000. Each Mobile Deposit includes one deposited check only.

If you have additional questions please:

Contact Us

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Personalization Settings

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Welcome

Brunswick State Bank would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

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