Brunswick State Bank Interest Rates

**Rates are updated weekly.
Please click on your browser refresh button to be sure you are viewing the most current information**

Certificates of Deposit

These interest rates and annual percentage yields are effective as of 10/12/2018.

A Certificate of Deposit renewing within seven days following this effective date will earn rates as stated below. A Certificate of Deposit may be redeemed without penalty during a 10 day grace period following the date of maturity. Rates may change at any time during the week for new Certificates of Deposit. You may call the Brunswick State Bank at 402-842-2435 or 1-888-393-7945 to obtain current rate information. The minimum balance to open a Certificate of Deposit is $1,000.00. Interest is calculated on the daily balance of the certificate. The Annual Percentage Yield (APY) assumes quarterly compounding of interest. Withdrawal of accumulated interest will reduce future earnings. A Certificate of Deposit is subject to an early withdrawal penalty if redeemed before maturity. These rates also apply to Individual Retirement Account certificates of deposit.

Certificates of Deposit

Term

Interest Rate

APY

 3 months

 .45%

 .45%

 6 months

 .95%

 .95%

 9 months

 1.00%

 1.00%

12 months 

 1.49% 

 1.50%

18 months

 1.54%

 1.55% 

24 months

 1.84%

 1.85%

30 months

 1.89%

 1.90%

36 months

 2.29%

 2.31%

48 Months

 2.49%

 2.51%

60 Months

 2.72%

 2.75%

NOW, Savings, and Money Market Accounts

  • The minimum balance required to open a NOW account or a Money Market account is $1,000.00.
  • The minimum balance required to open a Savings account is $10.00.
  • The average daily balance of a Money Market account must exceed $500.00 during a calendar month to earn any interest.
  • The average daily balance of a Savings account must exceed $25.00 during a calendar month to earn any interest.

Interest is calculated on the average daily balance for non-time deposit accounts. The Annual Percentage Yield (APY) for NOW, Savings, and Money Market deposits assumes monthly compounding. Withdrawal of accumulated interest will reduce future earnings. Fees could reduce earnings. Rates are subject to change after account opening.

Type of Account

Interest Rate for Average Daily Balance less than $40,000.00

Interest Rate for Average Daily Balance of $40,000.00 or more

Interest Rates on Non-Time Deposit Accounts
 

Interest Rate

APY

Interest Rate

APY

NOW

0.45%

0.45%

0.60%

0.60%

Savings

0.45%

0.45%

0.60% 0.60%
 

Interest Rate for Average Daily Balance less than $20,000.00 (Money Market accounts only)

 

Interest Rate for Average Daily Balance of $20,000.00 or more (Money Market accounts only)

 

Money Market

0.70%

0.70%

0.95%

0.95%

IRA Savings Accounts and Health Savings Accounts

The rate on the IRA Savings Account is subject to change after account opening. The APY will be affected by interest rate changes. Fees or withdrawals could reduce earnings.

Individual Retirement Account Interest Rates (Savings)
 

Interest Rate

APY

IRA Savings Account

0.85%

0.85%

The minimum balance required to open a Health Savings Account is $100.00.

The rate on the Health Savings Account is subject to change after account opening. The APY will be affected by interest rate changes. Fees or withdrawals could reduce earnings.

Health Savings Account Interest Rates
 

Interest Rate

APY

HSA Savings Account

0.85%

0.85%

If you have questions about this account, please:

Contact Us

 

Mobile Online Banking Promo

Online Banking, Going Mobile

Banking on the go anytime, anywhere!

Learn More

Personalization Settings

x

Welcome

Brunswick State Bank would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind me again.

back to top